Okay then, we are back to two function calls for each of our formulas.Which is more efficient... I don't know. My MONTH call and your YEAR call should be equal... and both involve a single concatenation and both involve a single math operation, so they should balance out as well... so it comes down to which of LOOKUP or COUPNCD is more efficient, the answer to which I don't know.
I guess, until someone who knows how to test the effeciency of these two functions and reports back here, one cannot go too wrong simply using whichever they find more comfortable.
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