Hi,

Try

=SUMPRODUCT(--(A2:A289=F2),--ISNUMBER(MATCH(B2:B289,G2:G4,0)),--ISNUMBER(MATCH(C2:C289,H2:H4,0)),D2: D289)

where

F2 = NSW
G2:G4 = Build,Land,demolish
H2:H4 = A,B,C

HTH